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Subway Franchise Disclosure Document Analysis

AI-assisted analysis of the 2021 Subway FDD. Every finding cited to the source page. Educational analysis only — not legal advice.

23 FDD Items Analyzed162 Citations Verified8 Red Flags Identified
Sample analysis from a publicly available FDD. FDD Insight is not affiliated with Subway.

Key Red Flags Identified

highItem 12

No Exclusive Territory Granted and Unlimited Franchisor Competition Rights

Franchisees receive no protected territory, no radius restrictions, and no population-based limitations on where DAL can open additional Subway restaurants, including locations immediately adjacent to the franchisee's approved site.

Source: p.43

highItem 20

Sustained System Unit Decline Across Three Consecutive Years

US franchised outlet count fell from 23,799 at the end of 2019 to 21,147 at the end of 2021, a net loss of 2,652 units over three years, with 1,505 outlets ceasing operations in 2021 alone against only 550 openings.

Source: p.60

mediumItem 17

Renewal Requires Then-Current Agreement With Potentially Different Terms

To renew for a second 20-year term, franchisees must sign the then-current form of franchise agreement, which may contain materially different fees, standards, territory provisions, or operational requirements compared to the original agreement.

Source: p.52

🔒 5 more red flags identified in this analysis

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Your full FDD analysis also includes:

Item 19 shows earnings claims — but the full picture is in the other 22 Items.

All 23 FDD Items extracted
Supplier and affiliate restrictions (Item 8)
Red flags by severity (HIGH / MEDIUM / LOW)
Litigation and legal history (Item 3)
Initial investment breakdown (Item 7)
Franchisee turnover and outlet trends (Item 20)
Fee schedule — royalties, tech, advertising (Item 6)
Territory and exclusivity terms (Item 12)
Renewal and termination terms (Item 17)
Personal guaranty requirements (Item 15)
Post-term non-compete analysis (Item 17)
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